HDFC ERGO Car Insurance provides your car Insurance safety, They providing upto 70% discount in your premium which is Started with minimum Premium 2072 Rupees, provide 24 hour roadside service assistant as well as overnight repairing service with more then 7100 cashless garages network in India.
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HDFC ERGO Car Insurance having more then 106 branches in India they have a 91.23% claim settlement ratio in which 80 % claim settled with in a same day timeline ICRA providing iAAA rating , they have more then 1.3 crore happy customer base they providing 4.4 customer rating .
About HDFC ERGO General Insurance Company limited
HDFC ERGO General Insurance Company limited is a subsidiary of HDFC Group They alliance with ERGO International AG. ERGO is a part of Munich Re Group German based company having a 49% shareholding and HDFC ERGO General Insurance Company limited having 51% shareholding. They Starting this venture in 2002 and providing his services . today we discuss one of his insurance product name HDFC ERGO Car Insurance
What Is HDFC ERGO Car Insurance Policy Features ?
- Providing Cashless Garages Facility at more then 7000 Points In India .
- Quick Service Process Providing Overnight Repairing Facilities.
- Enjoy Maximum saving Providing upto 70% off in Premium
- Providing 27*7 roadside assistant in just call
- Providing Paperless and Instant Car Insurance Facility.
- Pocket friendly Premium started from just 2072 Rupees
HDFC ERGO Car Insurance Policy Special Features
- Providing Third Party Property Damage Cover cover Upto Rs. 7.5 Lakh .
- Providing Personal Accident Cover Upto Rs. 15 lakh .
Types of HDFC ERGO Car Insurance Policy
- Third Party Car Insurance
- Standalone On-Damage Car Insurance Plan
- SingleYear Comprehensive Car Insurance Plan
- Cover for Brand New Car
Third Party Car Insurance
It is mandatory Insurance cover as per Motor Vehicle Act 1988, otherwise it is Punishable offense .It covers loss and injury of The third Party person and property . It is only Protection cover Against Damage liabilities .
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It is suitable for infrequently car users .
- Personal accident cover.
- Third Party Property Damage.
- And the third party person injury.
Standalone On-Damage Car Insurance Plan
Standalone On-Damage Cover Protect from Damage Your own Car and Cover your Financial Losses. it is suitable for those who already have third Party cover. it covers following points.
- Accident .
- Natural Calamities.
- Fire.
- Theft.
- You Have a Choice of Add-on.
SingleYear Comprehensive Car Insurance Plan
It is Comprehensive Cover for Your Car that covers Damage of your own car as well as damage of third party property and person. you also adds add-on covers if you thing not enough . customized your cover in cost effective way . It covers :-
- Accident .
- Natural Calamities.
- Personal Accident cover.
- Third Party Labilities.
- Theft.
- You Have a Choice of Add-on.
Cover for Brand New Car
It covers your Brand New Car By damage of your own car for 1 year and covers damage of third party person and property for 3 Year. It covers :-
- Accident .
- Natural Calamities.
- Personal Accident .
- Third Party Labilities.
- Theft.
- You Have a Choice of Add-on.
How To Calculate HDFC ERGO Car Insurance Premium.
HDFC ERGO Provide Facility to Applicant They will Calculate HDFC ERGO Car Insurance Premium in easy four Steps.
STEP-1 :- First applicant Enter Your Registration Number.
STEP-2 :- Select Your Policy Cover.
STEP-3 :- Applicant Provide His Previous Policy Details and no claim bonus Status.
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STEP-4 :- Provide Your contact detail and your quote Is ready.
What is HDFC ERGO Car Insurance Claim Process
You will Claim Online in Easy 4 Steps .
- First You will Register Online For Claim.
- You will Select Inspection Self Inspection by Workshop Partner or Digital Inspection by a Surveyor.
- You will track your claim online.
- When Your Claim Approved you will settled with network Garage.
HDFC ERGO Car Insurance Policy Add-ON Covers.
| Add-on Cover | Features |
|---|---|
| Zero Depreciation Cover | As You all Know Value of car Depreciates every year by Zero Depreciation cover you will get the entire amount when you claim. |
| Return to Invoice | This add-on covers recovers your invoice value back in case of you car total damage and theft. |
| No Claim Bonus Protection | This Protection not only covers your No claim Bonus earning but also provide next NCB slab Earning That Provide significant Discount in you premium. |
| Engine And Gear Box Protection | Engine is one of the important parts of your car by this cover you will protect against damage of car engine by financially. |
| Emergency Assistance Cover | This add-on cover provide 24*7 assistance related to the technical and mechanical issues of your car |
| Downtime Protection | When your car in garage for repairing this add-on covers your daily spending of cabs during this duration. |
HDFC ERGO Car Insurance Policy Inclusions & Exclusions.
| Inclusions | Exclusions |
|---|---|
| Accident | Depreciation value |
| Natural Calamities | Electrical & Mechanical Breakdown |
| Personal Accident | Illegal Driving |
| Third Party Labilities. | – |
| Theft. | – |
| Fire & Explosion . | – |
*Note :- For More Detail About HDFC ERGO Car Insurance Plan Go to Official Website or Nearest Branch of HDFC ERGO. We Only Review For Public Awareness .
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FAQ- HDFC ERGO Car Insurance
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What is HDFC ERGO Car Insurance Policy ?
HDFC ERGO Car Insurance provides your car Insurance safety, They providing upto 70% discount in your premium which is Started with minimum Premium 2072 Rupees, provide 24 hour roadside service assistant as well as overnight repairing service with more then 7100 cashless garages network in India.
-
What Are the HDFC ERGO Car Insurance Policy Special Features ?
Providing Third Party Property Damage Cover cover Upto Rs. 7.5 Lakh .
Providing Personal Accident Cover Upto Rs. 15 lakh . -
What are the Types of HDFC ERGO Car Insurance Policy ?
Third Party Car Insurance
Standalone On- Damage Car Insurance Plan
SingleYear Comprehensive Car Insurance Plan
Cover for Brand New Car -
What are the HDFC ERGO Car Insurance Policy Add-ON Covers ?
Zero Depreciation Cover
Return to Invoice
No Claim Bonus Protection
Engine And Gear Box Protection
Emergency Assistance Cover
Downtime Protection -
What is HDFC ERGO Car Insurance Policy Inclusions ?
Accident .
Natural Calamities.
Personal Accident .
Third Party Labilities.
Theft.
You Have a Choice of Add-on.
Fire & Explosion . -
What is HDFC ERGO Car Insurance Policy Exclusions ?
Depreciation value
Electrical & Mechanical Breakdown
Illegal Driving
