PERSONAL LOAN INTEREST RATES AND CHARGES : Compare Interest Rates, Terms, and Fees from Different Banks with Paisabazaar’s Table
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When you require a personal loan urgently, refer to Paisabazaar’s comprehensive table that outlines the interest rates, loan terms, processing fees, and monthly installment details offered by different lenders.”
PERSONAL LOAN INTEREST RATES AND CHARGES.
Name of Lender | Interest rate (p.a %) | EMI (Rs) Loan amount- 5 lakh Tenure – 5 years | EMI (Rs) Loan amount- 1 lakh Tenure – 5 years | Processing fee (% of loan amount) |
---|---|---|---|---|
HDFC Bank | 10.50 onwards | 10,747 onwards | 2,149 onwards | Up to Rs 4,999 |
Tata Capital | 10.99 onwards | 10,869 onwards | 2,174 onwards | Flat Rs 76 |
State Bank of India | 11.05-15.05 | 10,884-11,908 | 2,177-2,382 | Up to 1.50% (Rs 1,000-Rs 15,000) |
ICICI Bank | 10.50 onwards | 10,747 onwards | 2,149 onwards | Up to 2.50% |
Bank of Baroda | 10.90-18.25 | 10,846-12,765 | 2,169-2,553 | Up to 2% (minimum Rs 1,000 and maximum Rs 10,000) |
Axis Bank | 10.49 onwards | 10,744 onwards | 2,149 onwards | Up to 2% |
Kotak Mahindra Bank | 10.99 onwards | 10,869 onwards | 2,174 onwards | Up to 3% |
Bank of India | 10.25-14.75 | 10,685-11,829 | 2,137-2,366 | Up to 1% (Maximum Rs 5,000) |
Canara Bank | 10.65-15.65 | 10,784-12,066 | 2,157-2,413 | Up to 1% |
Punjab National Bank | 10.40-16.95 | 10,772-12,413 | 2,144-2,483 | Up to 1% |
HSBC Bank | 9.99-16.00 | 10,621-12,159 | 2,124-2,432 | Up to 2% |
Federal Bank | 11.49 onwards | 10,994 onwards | 2,199 onwards | Up to 3% |
Union Bank of India | 11.40-15.50 | 10,971-12,027 | 2,194-2,405 | Up to 1% (Maximum Rs 7,500) |
Bajaj Finserv | 11.00 onwards | 10,871 onwards | 2,174 onwards | Up to 3.93% |
Punjab & Sind Bank | 10.15-12.80 | 10,660-11,325 | 2,132-2,265 | Up to 1% |
South Indian Bank | 12.85-20.60 | 11,338-13,414 | 2,268-2,683 | Up to 2% |
UCO Bank | 12.45-12.85 | 11,236-11,338 | 2,247-2,268 | Up to 1% (Minimum Rs 750) |
IDFC First Bank | 10.49 onwards | 10,744 onwards | 2,149 onwards | Up to 3.50% |
Bank of Maharashtra | 10.00-12.80 | 10,624-11,325 | 2,125-2,265 | 1% (Rs 1,000-Rs 10,000) |
Karnataka Bank | 14.1 | 11660 | 2332 | Up to 2% of loan amount (Min. Rs 2,500 & Max. Rs 8,500) |
IndusInd Bank | 10.49 onwards | 10,744 onwards | 2,149 onwards | Up to 3% |
Rates and charges as of 5th September 2023
Source: Paisabazaar.com