Credit Card closure Process kya hai  Jane 

Credit Card closure Process kya hai : आरबीआई के नियम जाने, आवश्यक दस्तावेज, प्रक्रिया एवं समय की जांच करें

क्रेडिट कार्ड में मिलने वाली अलग-अलग छूट एवं योजनाओं को देखते हुए क्रेडिट कार्ड का उपयोग करना भारी पड़ सकता है, हालांकि, यह कभी-कभी कर्ज के जाल में भी फंस सकता है

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लेकिन इसके साथ साथ विभिन्न छूट एवं योजनाओं को देखते हुए अधिक खरीदारी करने पर यह कार्ड धारक को कर्ज के जाल में भी पड़ सकता है।

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इसके साथ साथ, क्रेडिट कार्ड को बंद कराने में भी एक परेशानी भरा अनुभव हो सकता है।

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यदि कार्ड धारक क्रेडिट कार्ड को रद्द करवाना चाहता है तो संबंधित बैंक के ग्राहक सेवा नंबर पर और करके बंद करवा सकते हैं।

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तो संबंधित बैंक के द्वारा क्रेडिट कार्ड बंद करने से पूर्व ग्राहक सेवा अधिकारी द्वारा फोन के माध्यम से कार्ड बंद करने के कारणों पर चर्चा की जाती है।

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Credit Card को बंद या रद्द करने से पूर्व कुछ महत्वपूर्ण बातों का ध्यान रखें.

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– क्रेडिट कार्ड में उपलब्ध शेष राशि की जांच करें एवं साथ-साथ उस शेष राशि का भुगतान करें.

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– यदि क्रेडिट कार्ड में कोई रिवार्ड्स पॉइंट है तो उनको रिडीम करने के पश्चात ही बंद करें.

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– ऑटो डेबिट एवं ट्रांसफर बंद करें.

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