The impact of RuPay credit card and UPI linking

प्रत्येक दुकानदार आज Google Pay या PhonePe, Whateer A Jeweler या एक स्थानीय Kirana स्टोर जैसे UPI- आधारित भुगतानों को स्वीकार करता है

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अब आप अपने Rupay क्रेडिट कार्ड को UPI के साथ लिंक कर सकते हैं और QR कोड को स्कैन करके अपने बिलों का भुगतान करने का आनंद ले सकते हैं

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यह बहुत अच्छा लगता है। लेकिन क्या आपको लगता है कि यह उतना ही सरल है जितना लगता है? दुर्भाग्य से, यह नहीं है।

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अब आरबीआई एक क्रांतिकारी बदलाव के साथ आया है जहां आपका रुपाय क्रेडिट कार्ड आपकी यूपीआई आईडी के साथ पाया जा सकता है।

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जब आप भुगतान करते हैं तो आप क्रेडिट कार्ड का उपयोग करके भुगतान करते हैं

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कार्ड प्रकार के आधार पर, यह चार्ज 1.5% और 3% के बीच भिन्न होता है।

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Rupay क्रेडिट कार्ड में वीजा और मास्टरकार्ड की तुलना में एमडीआर कम होता है।

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