What Is Not Covered In  Car Insurance Policy ?

What Is Not Covered In Car Insurance Policy ?

Damages suffered after driving without a proper license

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If the vehicle is used outside the geographical area i.e. outside India

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Damages caused due to driving under influence of alcohol or drugs

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Ordinary wear and tear due to regular usage and depreciation

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Costs insured towards general maintenance of the vehicle

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Damages caused due to negligence of the driver

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Using a private vehicle for commercial usage

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Damages caused due to speed racing, crash testing, etc.

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Damages caused due to war or war-like situations in the country, and nuclear peril

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Damages covered under a specific add-on when the add-on is not included

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Reimbursement of only 50% cost for the replacement of consumables due to wear and tear

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